I am a seasoned Mortgage Broker who likes helping people achieve their dream of home ownership. I work with investors, first time home buyers, and everything in between. I can also help with Reverse Mortgages and Creative products when other lenders can't help. I work hard to find you the lowest rate and the lowest closing costs! I am licensed in the entire state of Florida, but I can also felp in other states. I actually answer my phone and return phone calls! Give me a call, I am always open to talking about Real Estate!